Finance, Support, Income, Benefits & Money

Beginner’s Guide to Benefits

For more information on the benefits that you may be eligible to claim, visit the Benefits Tax Credits and Other Support area of the DirectGov website.

Bereavement

When someone dies there are many decisions and arrangements to make, all of which can be difficult in a time of grief. To help with the process, a checklist has been put together to help guide you. Click on the links below for more information.

• What to Do After a Death
• Bereavement Benefit

Concessions Available

If you are of retirement age, there are a number of concessions and other kinds of help available that may help you to afford to look after yourself, travel for less and get a free TV licence. Visit the Retirement Benefits section of the Money advice service website for more information

Consumer Advice

If you need to make a complaint about goods or services you've bought, contact the Citizens Advice Bureau for consumer advice.

Debt Advice

If you have a debt problem, there are many organisations that offer free and independent debt advice over the telephone or face to face. They can help you work out the best way to deal with your debts and answer any questions you have. For a list of organisations that can help, visit the Benefits and Money Advice area of the website.

Disability

There is a wide range of disability-related financial support, including benefits, tax credits, payments, grants and concessions available to disabled people. For more information, click on the links below:

• Guide to financial support for disabled people
• Blue Badge Scheme
• Disabled Facilities Grant

Motoring

As an older driver there are a number of things that you may need to consider if you wish to continue driving.

• Your health and conditions that could affect your driving
• What happens if you tell the DVLA about your health condition
• Information on renewing your driving license once you are aged 70 and over

Employment

If you're looking for work or want to change your career, you can get professional help that is specifically for over 50s. For more information about support that is available visit the working jobs and pensions area of the Gov website.

Energy & Water Saving

For top tips on saving energy and to find out what grants and offers are available to help you save energy and money, click on the links below.

• Energy and Water Saving
• Energy Efficiency Advice
• NEST- Welsh Government’s Fuel Poverty Grant and Advice Scheme

Gateway Credit Union

Gateway Credit Union is a community based financial co-operative which operates throughout Torfaen and Monmouthshire They offer a safe place for your savings and a source of loans at very competitive rates. For more information visit the Gateway Credit Union website.

Help with Healthcare Costs

Continuing NHS healthcare (also known as CHC) is the name given to a package of services which is arranged and funded solely by the NHS for those people who have been assessed as having a primary health need. You can receive CHC in any setting including your own home or in any care home. For more information visit the Continuing Health Care area of the website.

On a Low Income

If you’re on a low income, whether you're working or not, and need financial help there is wide-range of financial support available to you. For more information, visit the On a Low Income area of the Gov website.

Pensions and Benefits

For information on in-retirement benefits, advice on pensions and war pensions, click on the links below click.

• In Retirement Pensions
• The Pension Service
• State Pension Forecast
• War Widow or Widower Pensions

Retirement Planning

As you approach retirement, you’ll need to check your personal, company and State pensions. You must make sure you have enough income to provide for your needs in the future. To find out when you can retire and where to get help with checking your pensions, savings and investments, visit the Pensions and Retirement Planning area of the Gov website.

Last Modified: 05/12/2018 Back to top